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To write a California promissory note, visit the specified webpage and choose your preferred format: DocHub PDF, Microsoft Word, or rich text. The easiest option is probably the DocHub PDF. After clicking it, save the file, and find it in your downloads. The document is an easy fillable form where you simply enter details such as the borrower's name, the loan amount, and the interest rate. Note that California has a usury rate, allowing a maximum interest rate of 7% for loans under one year. For loans longer than one year, the allowable interest rate can be higher.