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In this tutorial, users learn how to create a personal loan agreement using docHub PDF. The process begins by selecting the format and filling out the necessary blanks. The agreement's date is set to May 24, 2015, with the borrower identified as Johnny Appleseed, residing at 123 Apple Way, Apple Bill, Texas, 12345. Johnny is lending $10,000 to his wife, Nancy Appleseed, at the same address. The repayment term is specified as one year. The tutorial emphasizes entering accurate details to create a legally binding loan agreement.