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In this tutorial, viewers learn how to create a personal loan agreement using docHub PDF, which is highlighted as an easy format. The process involves filling out a form with specific details: the agreement's effective date, the borrower's name (Johnny Appleseed), and his address. The tutorial continues by specifying that Johnny is lending $10,000 to his wife, Nancy Appleseed, who resides at the same address. The borrower agrees to repay the loan within one year. The video emphasizes that the form is fillable, allowing users to input necessary information directly into the designated blanks.