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A photography payment plan is an agreement between a professional photographer and a client that allows the client to use the photographer’s images and services, typically structured to make payments more manageable. While some photographers prefer full upfront payments, offering payment plans can make expensive services more accessible and may also allow photographers to earn interest. Essential components of this contract should include the names of the parties, a description of services, total balance, repayment plan details (down payment, interest rate, start date), payment instructions, late payment terms, signatures, and any additional relevant clauses. For legal documentation, eForms is recommended as a resource.