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In this video, the presenter addresses a subscriber's confusion regarding the differences between owner financing and contract for deed (also known as installment plan contracts). He explains that while both are similar, the key distinction lies in the timing of the deed transfer. Owner financing occurs when the seller acts as the bank, retaining the title until the buyer completes the payment. In contrast, a contract for deed provides for gradual payments, but the deed remains with the seller until the contract is fulfilled. The presenter aims to clarify these concepts in a straightforward manner to alleviate the viewer's frustration.