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The video discusses the differences between a consumer credit application and a job application. Both types of applications request similar information, such as your social security number, address, and references. However, the key difference lies in their purpose: a consumer credit application is a request for immediate access to an extension of your own money, while a job application is a request for the opportunity to perform manual labor in exchange for your own money. Essentially, both involve requests for financial access, but with different methods of obtaining it.