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Hi, Im Karine from 24hr Bookkeeper. Why should you care about insurance certificates? When Im talking about insurance certificates Im talking about your subcontractors insurance. Its extremely typical to be requesting an insurance certificate from your sub on your project. Because you want to make sure that number one theyre insured. And number two that theyre listing you as additional insured. This is in case something goes wrong on the job. You dont actually have to produce anything to receive a certificate. Simply just request it. The subcontractor needs to get in touch with their insurance company and request, a copy be sent to you. Its very important that you are also listed as whats called an additional insured. Being listed as additional insured means: you become insured under your subcontractors policy on that particular project. You wont need to request a proof of insurance all the time. You will only need to request it once for the commencement of the project. A