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Karine from 24hr Bookkeeper highlights the importance of obtaining insurance certificates from subcontractors for your projects. These certificates ensure that subcontractors are insured and list you as "additional insured." This protects you in case any issues arise during the job. To receive a certificate, simply request it; the subcontractor will contact their insurance company to send it to you. Being listed as additional insured means you’re covered under the subcontractor's policy for that specific project. Once requested, you typically won't need to ask for proof of insurance repeatedly throughout the project.
