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[Music] welcome to the lasers education OutdocHub series Im Lany Sanders and I will be sharing information with you about deferred compensation in this video you will learn the difference between your regular lasers retirement plan and the Louisiana public employees Deferred Compensation Plan we will discuss the benefits of participating in deferred compensation and some of the resources available to help you make smart decisions about your retirement there is sometimes confusion about Lasers retirement plan and deferred compensation commonly known as Deferred Comp here are some examples of what lasers analysts hear from our members I thought Deferred Comp was the same as my regular lasers retirement no it isnt well what am I going to do now I was under the impression that my retirement payroll deductions would be going into Deferred Comp no it doesnt really by the time members share these comments with our staff they may be nearing retirement and opportunities may have been lost to