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[Music] higher life expectancy inflation rising medical costs and an unpensioned society makes retirement planning an essential task for all indians now a good retirement plan needs to take care of a few nest cities it must offer a regular and cut new stream of income it should cover large expenses like a medical emergency and importantly the money should not run out so effectively we can divide the retirement journey into two parts the accumulation stage and the income generation stage the accumulation part consists of investing via products like the employee provident fund ppf fixed deposits nps mutual funds lic policies etc and we have a useful video on that effect which helps you figure out the ideal retirement corpus and how one should go about this process the second part that is the income generation part is what we shall focus on in this video as we detail out 10 different sources of income that retirees can utilize towards their post retirement years lets begin interest rece