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The COVID-19 pandemic significantly impacted retirement savings, with a BlackRock survey revealing that 42% of respondents reported setbacks to their retirement goals. Among those surveyed, 25% indicated they are not earning enough to save, while 17% could previously save but can no longer do so due to increased living costs. Financial advisors typically suggest saving 80% of one's yearly salary for each retirement year, translating to $40K for a $50K salary and $140 million for high earners like Cristiano Ronaldo. However, most Americans fall short of these retirement savings benchmarks, with the median retirement account estimated at just over $70K, 25% having less than $50K saved, and 16% lacking any retirement savings.
