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methods of receiving export payments our young entrepreneur niku has got an export order the prices and I NCO terms have been negotiated nick who has some doubts bothering her about the various methods of receiving payment does she received payment before shipment or after can she be sure of payment after shipments to answer her questions we first explain what the various methods of payment in trade are one cash in advance here bio makes the payment before the seller ships out the codes that is risk here for the buyer such terms are offered usually when the seller has a proven track record or the buyer knows and trusts the seller to open account this is the opposite of cash in advance here the seller ships the goods and then sends the documents such as invoice and bill of lading directly to the buyer before the payment is made buyer agrees to pay the seller at a future date as mentioned in the sales contract usually 30 to 90 days after receiving goods however foreign buyers may press