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In this tutorial, Michael Wasik, a Florida foreclosure defense lawyer, discusses how to respond to debt-collection or default notices from mortgage lenders. He emphasizes the importance of understanding the document you receive before deciding how to respond. His law firm, which helps homeowners facing foreclosure, aims to empower clients to protect their homes. Wasik shares insights on the appropriate steps to take when receiving such notices, highlighting his experience in assisting numerous homeowners in navigating foreclosure issues with dignity.