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Roxanne Webster, co-owner of a team at Keller Williams, discusses forbearance plans in this video tutorial. She reviews a specific plan from Freedom Mortgage, highlighting her concerns about the lack of clarity regarding payment obligations at the end of the forbearance period. The document states that it is a temporary suspension of payments and mentions the need for further action from clients, without specifying whether payments will be required all at once or spread out. Roxanne expresses dissatisfaction with this ambiguity and emphasizes the importance of understanding the terms clearly. Links for further review are provided in the video and email.