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Aug 6th, 2022
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How to Expand Sum Settlement For Free

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steve is with us in Cincinnati hi Steve how are you better than I deserve whats up hey I appreciate you taking my call I have a question concerning I recently came into a lump sum of money I mean just under 20 million dollars and my question to you is Ive never been one to have nowhere near this type of money and I want to make sure it lasts for generations and their rights I mean my grandkids grandkids grandkids they have money so how much are you getting nope this is just under 20 million holy word you get it well close relative my I want to say too much behave because no I wouldnt dont say too much its an inheritance though right but but I guess a close relative of my owns a company and it had like maybe three locations this companys all in the state of Ohio but its three locations and they were able to sell it and I thought making the sale they are giving me I work with them but theyre giving me 20 minutes were just under 20 million oh my and I know you give to my church

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Below are some common questions from our customers that may provide you with the answer you're looking for. If you can't find an answer to your question, please don't hesitate to reach out to us.
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Offer a specific dollar amount that is roughly 30% of your outstanding account balance. The lender will probably counter with a higher percentage or dollar amount. If anything above 50% is suggested, consider trying to settle with a different creditor or simply put the money in savings to help pay future monthly bills.
Although the average settlement amounts to 48% of what you originally owed, that number is a bit skewed. If your debts are still with the original creditor, settlement amounts tend to be much higher. You can end up paying up to 80% of what you owe if the debt is still with the original creditor.
Typically, a creditor will agree to accept 40% to 50% of the debt you owe, although it could be as much as 80%, depending on whether youre dealing with a debt collector or the original creditor. In either case, your first lump-sum offer should be well below the 40% to 50% range to provide some room for negotiation.
If you decide to offer a lump sum to pay off the debt for less than you owe, understand that no general rule applies to all collection agencies. Some want 75%80% of what you owe. Others will take 50%, while others might settle for one-third or less.
Offer a specific dollar amount that is roughly 30% of your outstanding account balance. The lender will probably counter with a higher percentage or dollar amount. If anything above 50% is suggested, consider trying to settle with a different creditor or simply put the money in savings to help pay future monthly bills.
If you decide to offer a lump sum to pay off the debt for less than you owe, understand that no general rule applies to all collection agencies. Some want 75%80% of what you owe. Others will take 50%, while others might settle for one-third or less.
Believe it or not, though, its possible to negotiate with a collection agent and end up paying less than you owe. Why is that? Because the collection agency bought the original debt from your creditor, most likely for a substantial discount. That means they dont have to recover the entire amount to make a profit.
Summary: Most debt collection agencies are willing to settle a debt for less than the original amount. 95% of consumers who work with a debt settlement company save money in the end. So, settling your debt is definitely worth it.
Selling a structured settlement is not a dollar-for-dollar exchange. The purchasing company will charge a discount rate, which typically ranges between 9 and 18 percent of the settlements worth.
Although the average settlement amounts to 48% of what you originally owed, that number is a bit skewed. If your debts are still with the original creditor, settlement amounts tend to be much higher. You can end up paying up to 80% of what you owe if the debt is still with the original creditor.

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