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[Music] hello welcome to Good Wordi in Season. My name is Kissa thank you so much for downloading the free budget template I just wanted to take a short time and show you how to use this budget planner as you can see at the top Ive listed all the months of the year and at the end is the year total the budget template comes with two sections income and expenses under income there is total income as you can see here and the same you see under expenses so if I scroll down there is a row for total expenses under total expenses there is disposable income disposable income in simple terms is simply the amount left after youve deducted your expenses from your total income at the top so this is the amount that you have left to spend on whatever things that you want to spend your money on so if I scroll to the top Im going to show you how to use this budget planner okay so lets say your your salary for January is 2000 all you have to do is enter the figure 2 0
