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[Music] thank you so lets talk about seller financing for a second what is the what is the problem right now why look were at a unique part of of of history and at least as far as in my lifetime this is the first time were buying getting a mortgage and buying a house conventionally costs more on a monthly basis than renting its not just the interest rates what is partly the interest rate whats the other part of that equation thats creating this lethal concoction High values High interest rates guys this is what happens so covet was announced right and and everybody handled it without stress and without Panic right in a very organized fashion the FED dropped interest rates to zero to for those of you who dont know the Federal Reserve and the Central Bank are the ones that lend money to the commercial Banks like Chase and Wells Fargo and the Fed rate is what they charge those Banks the banks that you bank at thats what they charge those banks for the for for the money so usually
