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Michael Tillinger discusses the challenges he faced with banks and the legal system, particularly in regard to promissory notes and bills of exchange. His experience, especially representing himself in court against highly paid bank lawyers, has equipped him with valuable insights. Tillinger explains that he receives numerous inquiries about promissory notes, prompting him to create this video to clarify their use and provide information based on his struggles. The aim is to educate viewers and compile knowledge on this topic for future reference.