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Creating a spreadsheet from scratch can be daunting, especially when tasked with making a budget or invoice. Utilizing templates can simplify this process, as they are pre-built spreadsheets featuring formatting and formulas. Excel offers a variety of free inbuilt templates. To access these, navigate to the file menu and select "New." Here, you will find tabs for "Office" and "Personal." The "Office" section contains the templates you can use.