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Good morning and welcome to the TPN Credit Bureau YouTube channel. Michelle Dickens, CEO of TPN, joins me, Peter Mennon, head of Legal for TPN and Credit Bureau, for today’s tutorial. We’re excited to launch new products. Before we start, please adjust your settings to 720p or higher for better clarity. If you’re not subscribed to our channel yet, please do so to receive updates and notifications on new trainings. Lastly, we will share a bitly link for feedback forms in the final 15 minutes—your input is valuable for both our improvement and your experience.