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whats up guys here and welcome to the ehang podcast and today we will answer a question from email um this is Jonathan hihang Im Jonathan 30 years old been watching your podcast about property recently first of all thank you sincerely for being a kind advisor to youngsters this helps a lot especially to people like me and siblings who are still indecisive on our future properties Im seeking your finest advice based on my situation as described below background me and my girlfriend wife to be 30 years old occupation commercial SME Banker currently living in a rented PJ single story house which is already sold by my dad for his business use therefore my current house is renting at 1 300. my income is 7 000 plus and my girlfriends income is commission based between four thousand up to 12 000 per month girlfriend got pregnant recently congratulations and it is uh twins found out two months ago wow my money commitment is 1000 5 which is the Car Plus Insurance Plus btpdn girlfriend is o