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what is the purpose of a w-9 a form w-9 is a request for either your social security number or your taxpayer identification number this request could be made by a financial institution a company or even an individual if they need to send you a tax form who has to fill out a w-9 there are four common situations in which you might be required to fill out and send someone a w-9 form if youre a contractor freelancer or a consultant and plan on getting paid more than six hundred dollars by one particular client in a tax year theyll need you to send them a completed w-9 before they can send you a form 1099 nec at the end of the year youll need that to report your income to the irs on your tax return sometimes banks also need a w-9 when you open up a new account with them your bank or the financial institution you invest with might also need a completed w-9 from you in order to submit one of the other types of 1099 forms which theyll use to import things like interest income distributions
