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If you are a tenant unable to fulfill your tenancy agreement due to financial struggles, there are three potential solutions to avoid paying the full rent and losing your deposit. First, consider an "novation," which involves creating a new tenancy agreement with a landlord and a new tenant to take over your remaining lease. You must seek the landlord's consent for this process, but it often works well since the landlord avoids the hassle of finding a replacement. Second, you could sublet the property; however, this method is not recommended as the landlord may not legally recognize the new subtenant. Consequently, if the subtenant fails to pay rent, you could still be held responsible for the outstanding amount.
