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In this YouTube tutorial, Michael Bovee discusses the myths surrounding Treasury Direct accounts (TVA) and their alleged use for paying bills and discharging debts. He critiques the theories popularized since the 1980s by figures like Roger L. Vic, who promoted redemption theories and UCC financing statements but faced legal consequences for fraud. Bovee highlights recent indictments of advocates involved in similar schemes, emphasizing that these methods are fraudulent. He encourages viewers to seek reliable resources to understand why these claims are invalid and warns against falling for such scams.