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good afternoon everyone this is elizabeth from dominion and i am joined today by scott bartos from equifax um a couple housekeeping tips to get out of the way first before we dive in and turn over the reins to scott this is an interactive webinar and ive allowed everybody to talk so if you have a question for scott during the presentation feel free to unmute yourself and ask scott while hes presenting if you dont want to do that youre its totally fine if you put a question in the chat or the q a ill be monitoring that as well and with that i will turn it over to scott thanks scott and welcome all right thank you elizabeth and uh welcome to everyone joining the call today very much appreciate you taking time out of your very busy schedules were here to talk a little bit today about automated income and employment verifications which might might be a a new topic for you with regard to the automation and uh its a its a solution that um weve had in place with dominion for some ti