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One of the most common questions we receive from State of Missouri employees and retirees is, what happens to my MO Deferred Comp account if I pass away? The simple answer, it passes to the beneficiaries you have listed on your account. Your beneficiary can be your spouse, child, best friend, a trust, or even a charity. Basically, it can go to whoever you want it to, including multiple people. With that being said, if you are married, federal law requires that your spouse be your primary beneficiary unless he or she signs a written waiver stating that you can name a different recipient. I also want to mention that a minor cannot legally inherit your retirement savings until they docHub a certain age, in Missouri that age is 18. If you name a minor as your beneficiary, your retirement account would be distributed to a court-appointed custodian upon your death. This person will be in charge of managing the funds until the minor docHubes the age of 18. If you