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something you didnt know about credit card we both applied for credit card we both get 500. you use 300 leaving with 200 i use 480 leaving which after the first month you pay only 35 leave you with 230 because you paid five dollars in interest i pay the full 480 leaving me with the limit of 500 because im a boss like that and of course immediately you dont spend anything because youre carrying that balance instead i use another 490. your limit is only 230 mine is 10 because i use that 490. we both repeat the process the next month last parts most important then after four months of doing the same thing you have paid twenty dollars in interest and are carrying a 180 balance i paid zero interest in carrying zero balance we both apply for a credit limit increase you get declined i get approved for another thousand because theyre making money off of you while theyre still trying to make money off of me follow to increase your credit score
