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The tutorial demonstrates how to write a personal loan agreement using DocHub PDF. First, users are directed to the webpage to choose a format. The tutorial proceeds with DocHub as the preferred option due to its ease of use. It explains that the agreement is a fillable form, requiring users to click on blanks to fill in details. For example, the effective date of the agreement is set as May 24, 2015. The borrower is identified as Johnny Appleseed, residing at 123 Apple Way, Appleville, Texas. His wife, Nancy Appleseed, is the lender, and they agree on a loan of $10,000, to be repaid within one year. The tutorial continues to outline further details of the loan.