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what happens if you donamp;#39;t endorse a check if you donamp;#39;t endorse a check the bank will not accept it for deposit or cashing endorsing a check means signing the back of it usually with a phrase like for deposit only or your account number this shows that you are giving permission for the bank to process the payment without an endorsement the bank cannot verify that you are the intended recipient of the funds and therefore cannot release the money so it is important to always properly endorse any checks you receive foreign