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hey everyone today were going to talk about why you should not defer your cpp and take it as early as you can because it will cost you tens of thousands of dollars if you dont lets go behind the vault [Music] hey everyone angelo mancios behindthevault.net so today were going to talk about the real break-even of canada pension plan im going to debunk all these ideas of why its such a great idea to defer your cpp ive said for a long time you take it when you retire if you retire at 60 take it at 60 because its better to spend the governments money before spending your own people will tell you and there are lots of videos on youtube that will showcase this if you defer your cpp from 60 to 65 the break even is about age 74. lets assume that your cpp is going to be a thousand dollars a month from age 65 to age 74 if you get a thousand dollars a month youre going to collect a hundred and eight thousand dollars from cpp if you take cpp at 60 youre going to get a reduction of 36 pe
