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credit cards are complicated there is no doubt about that theres all these different terms involved and then you are the one who ends up paying interest now if youre one of those who thinks that you have to leave balance and therefore pay interest on a card in order to increase your credit score then you should really check out my credit card myth this video it goes into other different myths that I came across during my years in banking and how a lot of them are lies so Ill leave that links for you above and down below if youre interested but today I wanted to focus on exactly how much you need to pay and when you need to pay it in order to avoid paying interest I know that a lot of people think that the balance that is on your credit card at the time of your due date is wanting to be paid off in order to avoid paying interest but that is not the case well in todays video Im going to break it down in three easy steps hi everyone my name is Liz bet and I make videos that help you