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an insurance illustration is what your agent gives you to help you understand a policy but youll probably find it a little confusing and overwhelming its not easy to digest the complex information presented in these sometimes up to 40 or more page documents and every carriers illustrations are organized differently interest rates and policy charges are only two of the many factors that can affect your policys actual performance the timing and the amount of any premiums you pay loans or surrenders you take and policy benefit changes have a really big effect on your policy values this is a securian illustration issued by minnesota like i have either blocked out confidential information or deleted it altogether this iul is of course structured for maximum cash accumulation with the lowest death benefit the irs will allow with an increasing death benefit this information and the initial death benefit are calculated on your age sex and health status in thi
