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when you cook your required ingredients are determined at the very onset by the end product that is your dish if you start preparing rajma chawal you need to have the exact ingredients ready with you even before you start right the same concept applies to preparing a process note or sanction note of a loan to make the process of sanctioning alone smooth correct and complete in a time-bound manner you need to learn to gather all the documents and information beforehand so that the process note is prepared correctly at the first attempt itself but in reality what do we do at our branches we follow the checklist of documents provided by the bank but the checklist is usually a one size fits all type it is meant for giving general guidance only to prepare the process note of a particular loan you need to have a mental vision of how the end product or the sanction letter will look like just like your rajma chawal so that you can backtrack the supporting documents and information required for
