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In this video, the host addresses a viewer's confusion about the differences between owner financing and contract for deed, also known as installment plan contracts. The host explains that while these terms are often thought to be the same, they have key differences, primarily related to the timing of the deed transfer. Owner financing allows the seller to act as the bank, retaining ownership of the property until the buyer fulfills specific terms, while a contract for deed is a type of owner financing with different implications for when the deed is actually transferred to the buyer. The host aims to clarify these concepts in a straightforward manner.