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no i dont move without love i love myself i love myself i love myself waiting in the water children waiting in water gods gonna trouble the water waiting [Music] peace and love peace and love its your brother from the bureau police and today were talking about charge offs were not i dont want to hold you up i know yall got work to do so i want to get straight to the point but i want to start this one off a little bit differently im going to give you a scenario just to show you that youre the creditor right you do business with capital one no no scrap down lets say this you are the capital one so you loan out ten thousand dollar loans to ten different people thats a hundred thousand and minerals people pay they all say yeah we cant do this so you charge the debt off and then another agency comes and says hey we we know you charge those off and you cant do anything with them so well buy them from your pennies on the dollar well give you a thousand dollars for all 10. now