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hi my name is rod Kinsley and Iamp;#39;m a consumer bankruptcy attorney located in Houston Texas today Iamp;#39;d like to discuss with you chapter 7 bankruptcy chapter 7 is a type of bankruptcy that allows you to wipe out or discharge your unsecured debts things such as credit cards medical bills repossession deficiencies and other things such as that chapter 7 bankruptcy cases generally last about 4 to 5 months so they go fairly quickly and you usually only have to go down to the courthouse for a one-time meeting with a trustee appointed by the court to administer the case this meeting is called a creditors meeting because creditors are invited to attend the meeting but in all actuality they usually do not generally is just us in the trustee that attend the meeting and again it takes 5 to 10 minutes in order to file a chapter 7 bankruptcy case youamp;#39;re required to do a credit counseling which can be done either over the telephone or over the computer and takes about an hour to
