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peace peace peace I love myself so today weamp;#39;re looking at late payments uh keep in mind itamp;#39;s not a hard thing um the credit industry is rapidly changing this what everybody to keep in mind everybody wants to keep trying the same tactics that may have worked last year or the year before there something that may have worked five years ago or 609 like it is um even like people in the consumer law space want to keep using the same strategies like the credit industry is rapidly changing if one thing just worked everybody would have the desired credit score right so what I mean by it is donamp;#39;t everybody wants to get upset one thing doesnamp;#39;t work oh this personamp;#39;s making blah blah it this doesnamp;#39;t work like that itamp;#39;s rapidly changing because if people having a lot of success to one thing they have to adjust themselves so you have to use another thing so now we have a new strategy thatamp;#39;s working this why weamp;#39;re constantly movin
