Transform your daily workflows and Erase Bankruptcy Agreement

Aug 6th, 2022
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Easy guide on how to Erase Bankruptcy Agreement

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How to Erase Bankruptcy Agreement

5 out of 5
33 votes

whats going on guys its your consumer law expert during the Levante here and guess what grab a pen grab a notepad Im gonna teach yall how to delete a whole bankruptcy in one minute somebody start the timer lets go all right first thing you want to know is 15 USC 1681 a that speaks on your right to privacy the second thing you want to do is 15 USC 1681 B2 that speaks about permissible purpose now when you have those up I want you to look those up right then I want you to write the clerk of the court that you filed a bankruptcy in asking them if they report to the consumer reporting agencies right youre going to get a letter saying no they dont I want you to keep that right then youre going to challenge the account youre going to say oh its verified by Alexis Nexus or sagestream or ARS or TLC no matter what it is theyre going to tell you who its verified by then what you want to do is take that letter send it to the court ask them how did they get this information youre goi

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Below are some common questions from our customers that may provide you with the answer you're looking for. If you can't find an answer to your question, please don't hesitate to reach out to us.
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Depending on the payment history of the account and the chapter filed, accounts included in bankruptcy may be deleted before the bankruptcy listing itself, but they will not be removed immediately.
You must list all your debts when filing for bankruptcy without exception. So excluding or not reporting an active credit card account youd like to keep after bankruptcy isnt an option.
There are only two ways to get a bankruptcy removed from your credit report: file a dispute with the credit bureaus or wait for the bankruptcy to leave the report after seven to 10 years.
After your bankruptcy filing, the creditor bank you owe money to will likely close your accounts, which can be problematic because many banks wont open a new bank account shortly after a bankruptcy filing. Your bank probably wont close it if your bank account isnt overdrawn and you dont owe any other debts.
There are only two ways to get a bankruptcy removed from your credit report: file a dispute with the credit bureaus or wait for the bankruptcy to leave the report after seven to 10 years.
Types of debt that cannot be discharged in bankruptcy include alimony, child support, and certain unpaid taxes. Other types of debt that cannot be alleviated in bankruptcy include debts for willful and malicious injury to another person or property.
Filing for bankruptcy does not mean that you must close all your accounts or that you surrender all your money or valuables. For the most part, your bank account will not be affected by filing for bankruptcy nor will your accounts be closed automatically.
A Chapter 7 bankruptcy is typically removed from your credit report 10 years after the date you filed, and this is done automatically, so you dont have to initiate that removal.

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