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In Photoshop CS4 or later versions, you can make a copy of the original layer and hide it by pressing ctrl + J and clicking the eyeball icon. Use the rectangular marquee tool to draw around the signature, then go to Image and click Crop. Press ctrl + T to remove the marching ants. With the copy layer selected, press ctrl and create a new layer. Press D to make the color sliders go to black, then use the paint bucket tool to fill the under layer with black. Use the background eraser tool from the left-hand toolbar to thoroughly remove the background.
