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okay i commonly get questions about how your background whether its in you know financial or if youve got a record of some sort how thats going to impact your ability to get a license so what im going to spend time in this video is just basically answering some of the basic questions of that so you can get a good idea of what your likelihood is of getting a likes and so also talk a little bit about the capability of them getting appointed with carriers because those are two obstacles with background issues that youre going to have to answer in order to determine if going into the insurance business as a licensed agent is worth it and my name is david duford i own deford insurance group i train agents nationally to sell final expense medicare and annuities face to face over the phone if youd like to theres links above or below you can check out how my agency works but in the meantime lets jump right into this so theres two things that youve got to overcome if youve got backg