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DETAILS UP ON NEWSCHANNEL 5 DOT BACK TO YOU HAS THIS HAPPENED TO YOU YOUR DOCTOR SAYS YOU NEED TO TEST THE TREATMENT OR MEDICATION BUT YOUR HEALTH INSURANCE REFUSES TO COVER IT SO WHAT DO YOU DO JENNIFER KRAUS JOINS US NOW WITH SOME SUGGESTIONS SO JEN WHERE TO EVEN START WELL YOU MAY THINK THAT IF YOUR INSURANCE COMPANY SAYS THEY WONT COVER THE MEDICATION OR THE TREATMENT OR THE ANYTHING LIKE THAT THAT YOURE GOING TO HAVE TO PAY FOR IT OUT OF POCKET BUT HERES THE THING YOU HAVE A GUARANTEED RIGHT TO APPEAL THE INSURANCE COMPANYS DECISION AND ITS REALLY NOT THAT HARD TO DO ING TO THE REPORT FROM THE KAISER FAMILY FOUNDATION ABOUT 18% OF IN NETWORK CLAIMS FROM PEOPLE INSURED THROUGH AN AFFORDABLE CARE ACT PLAN WERE DENIED IN 2020 BUT THAT DOESNT MEAN YOU SHOULD IMMEDIATELY PAY FOR THE TREATMENT YOURSELF FOR WORSE GO WITHOUT CARE CONSUMER REPORTS SAYS YOU HAVE THE RIGHT TO APPEAL THE DECISION AND THAT GOES FOR MEDICARE OR PRIVATE HEALT
