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its all about how you explain this to the agent because a lot of them dont understand any of this they dont know what sub subject to is they dont know what creative financing is and so its new to them so if you dont present it the right way or if theyre confused theyre not going to be motivated to present it to the seller for a limited time you can get a free copy of jerry norton steel analyzer software which runs the numbers on any property for you in seconds get it now at mydealanalyzer.com how would you present a sub tool to a uh an agent on market i had a one hang up on me because i told him hes how we were gonna pay his commission but i told him it wasnt gonna be three or possibly six percent and he just hung up on me yeah so you dont ever wanna present something thats gonna not pay the agent their commission like i do quite a bit of on market sub two and creative but its never zero down because you gotta pay closing fees you gotta pay the commissions to the agent and