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hi wes scott from life back law and today were going to talk about should you sign a reaffirmation agreement during your chapter 7 bankruptcy case this is a good blog a reaffirmation agreement is an agreement where you give your liability back to the bank for example on a house loan on a car loan on any loan and as a general rule you know were filing a bankruptcy were getting rid of your personal liability the idea of giving your personal liability back to the bank is its antithetical to what were doing right now uh remember the security interest that the bank has on the collateral the house the car remains even after the bankruptcy so that nobody who files a bankruptcy gets a free car free house right i mean nobody nobody would lend you money if that were the case right if i could lend you money and then you turn around file bankruptcy and get a free house im not lending you the money right it would just crash our whole financial system so the banks security interest survives t
