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receiving a same basis for new loans is that is that acceptable is that good behavior Good Conduct from a claritin lets look at the scenario Im sitting here I receive an SMS and when I opened it isnt is it says easy loans blacklisted clients welcome low interest rates already improved 400,000 round and the immediately I will pick up the phone I will found that the institution and ask them for that hundred thousand friend is that correct is that is that low for now lets look at it state number 10 question number one um the credit act is very clear you are not allowed to go to a workplace to sell levels you are not allowed to do that its in there secondly how can you mark it promote an approved loan for a hundred thousand Rand I dont think that complies with marketing problem and sound marketing principles nobody can approve a hundred thousand rent loan for me without knowing what my in companies yet they see in that lesson ace that matters should be reported to the credit regulat