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foreign welcome back to the channel I am joined by a very special guest Im here with Adam from The Parallel wealth YouTube channel pretty popular YouTube channel and I think it would its a great fit for the channel obviously because you know a lot of my viewers and audience members are folks who are about to retire who are already retired and are looking into you know the rrsp versus Lira and uh what better person to ask than Adam for all these you know RSP tricks and best drawdown and kind of secret sauce all the secret sauce so thanks thanks a lot for doing this and Im excited to come also on your channel as well and well do this well Ill talk about my investing style etc etc so lets just start off you know quickly introduce yourself and maybe the channel and what what your channel is all about for sure yeah so uh like you said uh I own parallel wealth which is a financial planning uh firm oh just outside Vancouver BC Canada and we help people right across Canada so its not j