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what is the number one mistake people make with tax planning with their retirement accounts you think the money is all yours in this example they have like 1.6 million total i mean if you do the math youre like you know they go online they see their 401 case they were showing me they printed off their statements and the statements had their name on it and it had a total of 1.6 yeah theyre like mike look i got 1.6 million dollars yeah thats exactly what the statement said but the best part i loved about the this couple was you know dave he goes he goes mike i know thats a bs number he said the way i think about things something is worth what i can sell it for and put in my pocket right which i think ive said on the show so maybe you got it for me i dont know probably did and i i probably got it from someone else sure yeah thats how it goes but he goes i cant sell these things and put 1.6 in my pocket if i sell this i got to give the irs their share so and thats when he said goe