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well look whos rocking the t-shirt today [Laughter] i got my new fishermans cove on you have indeed and it suits you i like that color on you thanks no i like it too so what are we talking about today team passport to retirement well thats uh thats an all-encompassing one but before we get into that we are tina norm and we talk all things retirement finance lifestyle and whatever you ask us to talk about and were having a blast doing it yes and if you are new to our channel we would love you to press that button and subscribe to us and if you would like to give us the thumbs up we would really appreciate it because it helps our channel grow im talking about growing team how many videos is this one this is our 200th video norm thats hard to say that it is who would have thought that our very first video went up on valentines day 2019 and here we are 200 videos later absolutely amazing isnt it so we would just like to send a thank you we would to everybody who has subscribed to