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to know about the investment plan we have the interest rate we have the number of years of investment and we have the early payments we need to find the future value and Present Value to know the future value is equals to F fee bracket open in the bracket it says rate so select the 8.5 percent as a rate comma then it says yearly payments so use 20 as a number of payments comma and then it says yearly payments so we select the cell but use negative sign and then select the yearly payments to get the values positively then close the bracket and enter so we get the future value we use the negative sign to get the positive value similarly we use the present value equals to PV bracket open it says red so you can select the 8.5 percent as a rate then divide by 12 to get the monthly return comma it says number of payments selected 20 again multiply by a hundred growth to create the monthly payment comma and it says yearly payments so select the early payment sale but again use the negative si