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versus mutual fund which is better lets understand in the next 30 seconds lets say you invest 12 500 rupees every month in sukanya samrati yojana at the age of 21 your girl child is likely to get roughly 64 lakh rupees and there is no tax on it thats the beauty its a short return of roughly 64 lakh rupees while you invest in a elss mutual fund for the same duration 12 500 rupees every month you are likely to get at the age of 21 roughly 74 lakh rupees after deducting capital gain tax so which would you choose 64 lakhs almost assured versus not assured 74 lakhs let me know in the comments also if you want to understand how I have done these calculations let me know in the comments full video and I will create a full video step by step explaining you every calculation on my YouTube channel the link you will find in my bio for upcoming videos you can follow me