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[Music] [Music] welcome back today well be shifting our focus from civil procedure to contract this episode is for everyone and not only legal practitioners how often is it that we enter into contracts with another party think about your home car cell phone you would have very likely signed a contract in respect of each as attorneys we are inundated with contractual disputes often because a party has not read and understood the terms correctly the purpose of this episode is to show you exactly which clauses you must be wary of before signing a contract payment terms lets start with payment terms firstly please note that the clauses mentioned herein will often have different headings depending on the contract clauses pertaining to payment terms will not necessarily have the heading payment terms there are usually several clauses pertaining to payment terms and such clauses can be found in most sale service level loan lease sale of shares and service agreements amongst numerous others