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youve loaned money to someone and now you want a promissory note hi im robert todd and im here to address how do i write a promissory note well there are many forms for promissory notes that can be filed that can be found on the internet but if you dont want to go to that extent you can basically write the promissory note yourself what you want to do is you want to be sure that the date that the money is borrowed is indicated prominently you want to be sure to identify the borrower you want to be sure and identify the terms of the loan whether or not it can be paid off in regular installments or whether it can be paid in advance and if so is there a penalty or is there a some type of bonus for paying it off before the term is due and you want to be sure to address what interest rate is being charged and how much interest is being charged so that can easily be calculated and finally you want to make absolutely sure that the borrower signs the promissory note acknowledging that they